HRA vs New Regime Calculator

Exemption Engine

HRA vs New Regime Calculator

Side-by-side calculation architecture mapping legal HRA exemption criteria against the default New Tax Regime.

Salary & Rent Variables

Additional Deductions (For Old Regime comparison)

Verdict

Analyzing Options…

Net Annual Tax Savings

₹0

Eligible Legal HRA Exemption

Old Regime Tax Owed

₹0

New Regime Tax Owed

₹0

Tax Optimization Tip: If your total annual deductions (including HRA, 80C, and 80D) amount to less than ₹3,75,000 to ₹4,25,000 depending on your exact income bracket, the Default New Tax Regime will mathematically save you more money without requiring you to lock away capital in tax-saving investment